Rate Mortgage is a leader in mortgage lending and digital financial services. Headquartered in Chicago, Rate employs over 5,500 people across 850 branches nationwide, serving all 50 states and Washington, D.C. Since its founding in 2000, Rate has assisted more than one million homeowners with home purchase loans and refinances. Rate Companies operates nine mortgage brands, catering to a range of consumers and referral partners across the country. The company’s accolades include ranking No. 2 on the Scotsman Guide’s 2025 list of Top Retail Mortgage Lenders.

Finalists

CrossCountry Mortgage
Guaranteed Rate Affinity