Viewpoints: Bridget Thomsen, Senior Loan Officer, Mortgage Master, Boston

by Alonzo Turner


Bridget Thomsen is a senior loan officer with Mortgage Master working in Boston.

Every week, we ask an Boston real estate professional for their thoughts on the top trends in Boston real estate.

This week, we talked with Bridget Thomsen, a senior loan officer at Mortgage Master. 

Boston Agent (BA): The Federal Reserve recently released data that showed mortgages in 2013 were at a six year high. However, a large portion of that growth was due to more high-income buyers taking out loans. Have you noticed this trend in Boston, and if so, what do you think is driving it?

Bridget Thomsen (BT): It’s obvious that Boston exhibited a similar phenomenon, but it was mostly due to the affluence in this area of the country. Boston is a very wealthy city, and clearly having more assets to qualify with and less debt, it will skew the origination distribution in the favor of the aforementioned borrow base.

BA: The Mortgage Forgiveness Debt Relief Act of 2007 is set to expire at the end of this year. If an extension isn’t issued, what problems might the absence of debt relief cause?

BT: It will most likely be extended, given the tenious nature of housing inventory, from under equity hotspots and the need to help low income borrowers in general. If the extension isn’t granted, there’s no doubt the housing market will feel the negative effects, which could decrease overall confidence and lead to a decrease in the overall acceleration of economic output that we have witnessed recently. Specifically, if our loans default at a greater rate due to lack of government sponsored debt relief, then housing values could cool faster than they normally would given seasonal and cyclical influences. The bottom-line is that now is probably not the best time to banish this program.

BA: Boston’s real estate market picks up in both spring and fall. With home sales already increasing, which means more work for you, how are you keeping yourself organized?

BT: I never have a stitch of paper on my desk, I’m a very organized person regardless of the amount of business I have; it’s just in my nature. But, I will attribute some of my more recent organizational accolades to the fact that I have an amazing team. My husband owns the firm. I have my brother, my sister in law and my niece who are also on my team. We are a family helping families with generational solutions, to steal a quote.

Apart from that, Mortgage Master provides us with great systems that allow for streamlined organization, and I also try to include technology in my business as much as possible, which cuts down on paper and clutter. I’m constantly using electronic calendars and reminders to keep myself on schedule. And since digitizing our files, I’m not burdened or overwhelmed with stacks of contracts and various other work documents.

Read More Related to This Post


  • I simply want to say I am beginner to blogging and honestly loved this web-site. More than likely I’m going to bookmark your blog post . You surely come with wonderful writings. Thanks a lot for sharing with us your blog.

  • magnificent submit, very informative. I ponder why the other experts of this sector do not realize this. You should continue your writing. I am confident, you’ve a great readers’ base already!|

  • As I website possessor I believe the content material here is rattling magnificent , appreciate it for your hard work. You should keep it up forever! Good Luck.

  • I must point out my love for your kindness in support of those people who need assistance with this particular concern. Your personal commitment to passing the solution all-around turned out to be quite powerful and have constantly allowed associates much like me to achieve their objectives. Your amazing warm and friendly advice implies a great deal a person like me and still more to my fellow workers. With thanks; from all of us.

  • Good article and right to the point. I don’t know if this is in fact the best place to ask but do you guys have any thoughts on where to employ some professional writers? Thank you 🙂

  • Great post. I was checking continuously this blog and I am impressed! Very useful info particularly the last part 🙂 I care for such info a lot. I was seeking this certain info for a long time. Thank you and good luck.

  • Wonderful work! That is the kind of information that are supposed to be shared around the web. Shame on Google for no longer positioning this publish higher! Come on over and seek advice from my web site . Thank you =)

  • wonderful issues altogether, you just won a logo new reader. What would you recommend about your put up that you made a few days ago? Any certain?

  • I¡¦ve been exploring for a little bit for any high-quality articles or weblog posts in this kind of area . Exploring in Yahoo I ultimately stumbled upon this web site. Studying this information So i am glad to show that I have a very good uncanny feeling I came upon exactly what I needed. I most without a doubt will make certain to don¡¦t disregard this site and give it a glance on a relentless basis.

  • Ceramic Tile says:

    My brother recommended I might like this blog. He was entirely right. This post actually made my day. You can not imagine just how much time I had spent for this information! Thanks!

  • Website SEO says:

    Hello.This post was really remarkable, particularly since I was searching for thoughts on this issue last couple of days.

  • Hello. splendid job. I did not expect this. This is a remarkable story. Thanks!

  • Hey, you used to write great, but the last few posts have been kinda boring¡K I miss your great writings. Past several posts are just a little out of track! come on!

  • What i do not realize is actually how you’re no longer really a lot more smartly-liked than you may be now. You are very intelligent. You realize thus significantly in relation to this subject, produced me individually imagine it from a lot of numerous angles. Its like women and men don’t seem to be involved unless it is something to accomplish with Woman gaga! Your individual stuffs nice. All the time maintain it up!

  • I will right away clutch your rss feed as I can not find your email subscription hyperlink or e-newsletter service. Do you have any? Kindly permit me recognise so that I may just subscribe. Thanks.

  • I’m truly enjoying the design and layout of your site. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a designer to create your theme? Excellent work!

  • that’s good, thanks for sharing,.. I think this is great blog

  • that’s good, thanks for sharing,.. I think this is great blog

  • that’s good, thanks for sharing,.. I think this is great blog

  • health tips says:

    that’s good, thanks for sharing,.. I think this is great blog

  • Car Audio says:

    that’s good, thanks for sharing,.. I think this is great blog

  • Wonderful blog! I found it while surfing around on Yahoo News. Do you have any tips on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Many thanks

  • Nice weblog here! Also your site quite a bit up fast! What host are you the use of? Can I get your associate hyperlink for your host? I want my web site loaded up as fast as yours lol

  • My brother suggested I might like this website. He was totally right. This post truly made my day. You cann’t imagine simply how much time I had spent for this info! Thanks!

  • Of course, what a splendid site and educative posts, I surely will bookmark your site.All the Best!

  • Wow! This could be one particular of the most useful blogs We have ever arrive across on this subject. Actually Magnificent. I am also a specialist in this topic so I can understand your effort.

  • You are a very bright individual!

  • We’re a group of volunteers and opening a new scheme in our community. Your website provided us with valuable info to work on. You’ve done an impressive job and our entire community will be grateful to you.

  • I’m extremely impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it’s rare to see a nice blog like this one today..

  • Criminal Law says:

    Hello. splendid job. I did not imagine this. This is a great story. Thanks!

  • Great amazing issues here. I am very satisfied to look your post. Thank you a lot and i’m taking a look forward to touch you. Will you please drop me a e-mail?

  • I think other web-site proprietors should take this website as an model, very clean and excellent user genial style and design, let alone the content. You are an expert in this topic!

  • Hi there, You’ve done a great job. I’ll certainly digg it and personally suggest to my friends. I’m confident they will be benefited from this website.

  • Cheap Rugs says:

    Whats up very nice blog!! Guy .. Beautiful .. Amazing .. I will bookmark your site and take the feeds additionally¡KI am satisfied to seek out numerous useful information right here within the submit, we want work out more techniques in this regard, thank you for sharing. . . . . .

Join the conversation

Oops! We could not locate your form.