As the top loan originator in New Hampshire, Allyson Kreycik handles a variety of loans, from conventional mortgages and new-construction lending to renovation loans and reverse mortgages. She also handles FHA and VA loans, DSCR loans, jumbo lending, extended rate locks and bank statement programs.

“I think that being in this business for over 20 years and seeing pretty much everything gives me a different perspective than someone just coming into the business,” Kreycik says. “I know when a loan is a good loan, and I know when to say, ‘No, this loan isn’t going to work,’ or ‘This loan is better off going to another lender that has a better product.’”

Kreycik credits experience for helping her structure deals and have confidence in stressful situations. She’s worked with her team at Rate for more than a decade and trusts them implicitly. Clients describe her as honest, transparent, available and accessible.

“I think that when people talk to me, they understand quickly that they can trust me and that I’m not one to just make a sale, but that I genuinely care for them,” Kreycik says. “I think character and integrity matters and people know I will always do the right thing regardless of whether or not it will benefit me. I also believe that hard work counts. I grew up in the Midwest and early in my life learned the value of a hard work ethic. That core value in my life has been instrumental to my success in my career.”

Kreycik began wanting to work in financial services in college. She’s been at the same company since 2012. This tenure is uncommon among loan originators, but she believes in staying where she can do the most good.

Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.